Staying Uninsured? Obamacare Penalty Breakdown - FOX 42: Omaha News, Sports and Weather; kptm.com |

Staying Uninsured? Obamacare Penalty Breakdown

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OMAHA (KPTM)- Some members of the government seem to be undecided on what to do about health insurance, but one local woman knows exactly what her plan is.

 Money is tight in Susan Belt's home.  She has a drawer full of bills, but each one of them is counted and paid for.

 "Sit down and we figure our bills every time we get paid. We figure out how much money we have left over for groceries and gas," said Belt.

 One bill she won't add to the pile is health care.  Belt believes it's cheaper for her not to be insured.

 She said, "I can't afford a hundred some dollars every paycheck just for myself."

 She said she works to put food on the table for her family and that she'll take the fine that would come out of her income tax return.

 "$300 compared to what I would have to pay for health insurance is like a month and a half what I'd have to pay for health insurance," said Belt.

 If you are not insured in 2014, you will either be charged 1% of your income or $95, whichever is higher; that number jumps to 2.5% of income or $695.

 "If health insurance was more affordable, I don't know, even 40 bucks, I'd be more than willing to pay that, but I can't afford it," said Belt.

 Belt said she doesn't qualify for any government assistance.

"I make too much money to get help–but not enough money to get tax breaks," said Belt.

 People can shop for health care insurance plans starting October 1st at healthcare.gov.

For more information on the Affordable Care act, click here.

 

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