OMAHA (KPTM)- It seems like scammers are getting more creative these days. An Omaha woman in need of a home loan was scammed out of hundreds of dollars. The people who ripped her off claimed to be accountants from US Bank.
JoAnn works hard for her money to keep her home from foreclosure. Now her money is even tighter because she was recently scammed.
"He was with US Bank and they were offering a loan from $500 to $10,000 dollars," she said.
A fake bank representative called her cell phone and ripped her off of $305. Eager to get her money back—JoAnn called the scammers number.
The man on the phone said they may not have refunded her money because of her credit score.
The scammer answered the phone and said he was located in Dallas, Texas. Later in the conversation, his story and name changed.
"It's like he knew what he was doing, he was very good at what he did and so I assumed that this person was legit," said JoAnn.
The scammer had JoAnn put money on a "My Vanilla" card from Walgreens as a down payment for the loan. Then she called back to give the card number and that's when she said they stole her money.
"Kept saying 'Oh yeah, you'll have it back within your account within so many minutes, you know. We're sorry you're not interested anymore.' And it never happened," said JoAnn.
"I should have said, 'Something's not right' but being a us bank person I thought everything was ok," said JoAnn.
A hard lesson learned—JoAnn said she will think twice before ever giving any personal information over the phone.
Bankers said usually representatives will not call customers about their accounts or loans, unless the customer was expecting that call. Banks encourage customers not to give any banking or personal information over the phone. They suggest applying for a loan inside a bank directly.
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